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Coverage for Your Business in Goleta and Santa Barbara, CA

Protect your investment and your livelihood

Business insurance protects against losses related to events that occur throughout normal operations.  There are many types of coverages for businesses that mitigate numerous types of risks and exposures.

At Holmes & Holmes Insurance Agency, Inc., we know the risks and exposures that businesses face and we know how to protect against these risks and exposures by using insurance solutions.   No matter what business you’re in, we can ensure that you’re protected and can keep the business running smoothly.

We take a consultative approach, which means we meet with you in person to get to know your needs and unique situation.  We use the information we get to develop an ideal risk management solution that protects you continuously and fits your budget.  We don’t leave to your own devices at that point; we provide ongoing education, counsel, and support.  If you need information or just a little help, we’ll be there.

Our expert underwriters have more than two hundred years of experience providing insurance solutions to businesses and can help you be as successful as possible.  Call one of our underwriters today.

What does business insurance cover?

Some insurance is required by law and others by business associates like lenders and landlords.  Getting the right coverage will diminish or eliminate gaps in coverage where it’s most important.  For most business owners, a Business Owners Policy (BOP) is the place to start, and ultimately is where most business insurance ends.  A BOP is general, broad, and often provides minimum coverage.

At Holmes & Holmes we offer BOPs and readily recommend them.  However, we know that if a business is to be fully covered, it must have more than a simple policy.  This is why we offer a vast array of additional coverage options.  These options make policies complete.  To ensure that your policy is complete, we will consult with you to match your needs with the right coverage.

Our coverage offerings include:  

  • Commercial property insurance
  • Commercial general liability
  • Business owners policy (BOP)
  • Inland marine insurance
  • Commercial auto insurance
  • Commercial umbrella insurance
  • Professional liability
  • Workers compensation
  • Crime insurance
  • And much more …

These and other coverage options can be difficult to sort through and select for your own policy.  Laws, markets, industry trends, and other factors contribute to this difficulty.  Speaking with an agent from Holmes & Holmes makes understanding and choosing coverage easy and simple.  We explain all of the pertinent information to you and help you develop the right coverage plan.  Our agents are ready to help.

Why Holmes & Holmes Insurance?

We have over sixty years of experience in business delivering ideal risk management solutions to businesses and this experience gives us the ability to quickly and efficiently match client needs with coverage.  We have quick turnarounds and are available at any time, including after regular business hours. 

We are efficient and friendly and our staff is trained to meet your every need.  If you just have a question or need to make significant changes to your policy, we’ll be there.  Our claims network of insurance companies we represent allows us to ‘shop’ on your behalf to find the best coverage.  This is a unique feature of independent agencies and helps you in the long run because we are not bound to a single insurance provider.

We are committed to your financial wellbeing and general satisfaction.  This is evident in every service and product we provide.  If you would like to find out more, please contact us today.

Holmes & Holmes is proud to provide insurance to businesses in Goleta, Santa Barbara, Carpinteria, Ventura, Lompoc, and Santa Maria, California and surrounding areas.  We are also licensed in twelve other states.  

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Our Location

Holmes & Holmes Insurance Agency, Inc.

299 North Fairview Avenue, 2nd Floor
Goleta, CA 93117
Main office: 805-727-4132
Toll free: 866-681-0505

Our Providers

We have been John's client for 7 years and are very happy with the service he provides. In particular, I like that he is always ahead of policy renewal dates and makes any needed paperwork hassle-free. He assesses our policies annually to help us get the most comprehensive coverage at the most favorable rate. I would highly recommend him for your insurance needs.
David Robertson - President, HSN Consultants, Inc.
“Thank you for your strong advocacy and work for us”
Vinita – President, Saint Joseph Supported Living Service, Inc.
Thank you so much for your diligence and perseverance on this. We are so grateful! The process and questions have helped us to identify the areas where we needed to implement some necessary risk-management procedures. We are better for it!
Nancy Martz - Apples to Zucchini Cooking School