Storage Program Highlights

Business Property
Replacement cost coverage on buildings and business personal property with no co-insurance.

Loss of Income - 18 Months Incurred
Your loss of rental income, other business income and extra expense incurred.

Comprehensive Business Liability - $1,000,000
Coverage of your premises and operations, products, personal injury, advertising injury,
AND hired and non-owned auto liability.

Customer's Goods Legal Liability - $1,000,000
Coverage for your legal liability for loss or damage to your customer's stored property.

Sale & Disposal Legal Liability - $1,000,000
Coverage for your negligent acts resulting from the removal, disposal, sale, or lock-out of your customer's property.

Umbrella Coverage - $5,000,000
TRUE Umbrella Coverage to provide an additional limit of liability over primary coverages. Can also include coverage over Employer's Liability with prior approval; minimum requirement of "A-" rated company.

Premises Medical Payments - $10,000
Coverage for the medical expenses that arise from accidents that happen on your premises.

Employee Dishonesty - $50,000
Coverage for loss of money or other property as a result of the dishonest or fraudulent acts of an employee.

Computer Media, Valuable Papers, and Records - $50,000
Coverage for the expenses incurred for the replacement or reproduction of your business records.

Additional Coverages Included

Newly Acquired Property	$500,000
Off Premises or Transit	$50,000
Fire Department Service Charge	$15,000
Pollutant Clean Up and Removal	$10,000
Building Ordinance Coverage	$25,000
Accounts Receivable	$100,000
Employee's Property	$15,000
Lawns, Outdoor Tress, Shrubs, Plants	$50,000
Money, Checks, Money Orders, Stamps, Evidence of Debt	$10,000
Exterior Signs
90 Days Interruption by Civil Authority
Exterior Signs
Fences, Walks, Roadways, Paved Surfaces
Glass
Water Damage
Sinkhole Collapse
Preservation of Property
Debris Removal