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Commercial General Liability in Goleta and Santa Barbara, CA

Critical Assurance for the Protection of Your Business.

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for keeping your employees and property insured from injuries and damages. At Holmes & Holmes Insurance Agency, Inc., we can help you create a policy that’s designed to safeguard the best interests of your business - so you can focus on serving your customers and increasing your profits.

Commercial General Liability from Holmes & Holmes Insurance Agency, Inc. can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverages from Holmes & Holmes Insurance Agency, Inc. include:

  • Premises Liability
  • Products and Completed Operations
  • Premises Medical
  • Fire Legal Liability
  • Casualty Coverage

Other types of Commercial General Liability include Garagekeepers Liability and Employment Practices Liability. If you run an auto service operation, having Garagekeepers Liability coverage will protect your customers’ vehicles from fire, vandalism, theft, or other damages. An option like Employment Practices Liability will protect your business if an employee’s legal rights have been violated.

Additional Commercial Liability

Other specialty types of Commercial Liability, such as Foreign, Liquor, and Concession Liability, can aid in furthering the safety of your business’s future.

  • Foreign Liability protects employees who travel out of the country (for business purposes) in the event of injuries, damages and lawsuits.
  • Liquor Liability includes covering damages and injuries in which your business is held legally responsible as a result of serving liquor - from liquor establishments to office parties/special events.
  • Concession Liability keeps your special event stand insured from damage, accidents, or accidental injuries sustained to pedestrians.

Since there are many types of liability coverages, it’s important to talk with a specialist at Holmes & Holmes Insurance Agency, Inc. about the best options for your business.

Our Location

Holmes & Holmes Insurance Agency, Inc.

299 North Fairview Avenue, 2nd Floor
Goleta, CA 93117
Main office: 805-727-4132
Toll free: 866-681-0505

Our Providers

We have been John's client for 7 years and are very happy with the service he provides. In particular, I like that he is always ahead of policy renewal dates and makes any needed paperwork hassle-free. He assesses our policies annually to help us get the most comprehensive coverage at the most favorable rate. I would highly recommend him for your insurance needs.
David Robertson - President, HSN Consultants, Inc.
“Thank you for your strong advocacy and work for us”
Vinita – President, Saint Joseph Supported Living Service, Inc.
Thank you so much for your diligence and perseverance on this. We are so grateful! The process and questions have helped us to identify the areas where we needed to implement some necessary risk-management procedures. We are better for it!
Nancy Martz - Apples to Zucchini Cooking School