Water District Insurance in Goleta and Santa Barbara, CA

Safeguarding Water and Sewer Service Providers from Loss

Companies specializing in water-related services understand the importance of trust. In order to ensure customer satisfaction, a commitment to quality must be established. 

At Holmes & Holmes Insurance Agency, Inc., we emulate this level of service. After five decades in business, we’re proud of our long-term commitment to client care.

Through these trusted relationships we’ve developed an understanding of the coverages relevant to our client base. Water utility operators face exposure to property damage, liability lawsuits, and other losses on a daily basis. This inherent risk motivated our agents to investigate insurance solutions pertaining to the industry. Over time, this transitioned into our water district insurance program.

Water District Insurance Coverage Details

From water, sewer, and irrigation districts to multi-purpose facilities, water district insurance offers comprehensive protection. It combines coverage found in a traditional business insurance policy with additional coverage specific to the industry.

Pollution liability coverage is an example of the additional security offered. This coverage is designed to manage costs associated with pollution clean-up; however, it also covers liability claims for pollution related illnesses, injuries, or deaths. Coverage of this capacity is essential within the water service industry, especially when considering contamination risks.

Agents assist clients in navigating all coverage options available. As an independent insurance agency, we can cater to the individual needs of each client.

Policies are not written with a one-size fits all mentality. Instead we work with you to determine the requirements of your business. Once these needs are determined, we’ll write a policy backed by coverage from a selection of the most trusted national carriers.

Additional coverages we offer include but are not limited to:

  • Blanket Property Limits
  • No Coinsurance Penalty
  • Water & Wastewater Testing Errors & Omissions
  • Waterborne Asbestos
  • Pollution Liability
  • Sewage from Backups & Breaks
  • Failure to Supply
  • Dam & Levee Failure Liability
  • Outside Directorship
  • Fleet Automatic

Experienced, Knowledgeable Agents

Our agents not only stay updated with developments in the insurance industry, but also within the water utilities industry. Service doesn’t conclude once a policy is in place. Instead, we continue monitoring policies to ensure adequate coverage is in place and rates remain competitive. 

To learn more about this specialized service we provide, contact an agent today. If you’re prepared to start on a policy, request a quote.

Additional Resources:

·       Insurance Industry News and Information (Insurance Information Institute (III))

·       California Water Protection Program (California State Water Resources Control Board)

·       Resources for California Water Entities (Association of California Water Agencies (ACWA))


At Holmes & Holmes Insurance Agency, Inc., we’re proud to provide water district insurance in Goleta, Santa Barbara, Carpinteria, Ventura, Lompoc, and Santa Maria, CA. We’re licensed to serve California, Arizona, Idaho, Oregon, Nevada, New Mexico, Texas, Minnesota, South Carolina, Pennsylvania, New York, and New Jersey. 

Our Location

Holmes & Holmes Insurance Agency, Inc.

Holmes & Holmes Insurance Agency, Inc.

299 North Fairview Avenue, 2nd Floor
Goleta, CA 93117
Main office: 805-681-0505
Toll free: 866-681-0505

Our Providers

We have been John's client for 7 years and are very happy with the service he provides. In particular, I like that he is always ahead of policy renewal dates and makes any needed paperwork hassle-free. He assesses our policies annually to help us get the most comprehensive coverage at the most favorable rate. I would highly recommend him for your insurance needs.
David Robertson - President, HSN Consultants, Inc.
“Thank you for your strong advocacy and work for us”
Vinita – President, Saint Joseph Supported Living Service, Inc.
Thank you so much for your diligence and perseverance on this. We are so grateful! The process and questions have helped us to identify the areas where we needed to implement some necessary risk-management procedures. We are better for it!
Nancy Martz - Apples to Zucchini Cooking School