Water District Insurance in Goleta and Santa Barbara, CA
Safeguarding Water and Sewer Service Providers from Loss
Companies specializing in water-related services understand the importance of trust. In order to ensure customer satisfaction, a commitment to quality must be established.
At Holmes & Holmes Insurance Agency, Inc., we emulate this level of service. After five decades in business, we’re proud of our long-term commitment to client care.
Through these trusted relationships we’ve developed an understanding of the coverages relevant to our client base. Water utility operators face exposure to property damage, liability lawsuits, and other losses on a daily basis. This inherent risk motivated our agents to investigate insurance solutions pertaining to the industry. Over time, this transitioned into our water district insurance program.
Water District Insurance Coverage Details
From water, sewer, and irrigation districts to multi-purpose facilities, water district insurance offers comprehensive protection. It combines coverage found in a traditional business insurance policy with additional coverage specific to the industry.
Pollution liability coverage is an example of the additional security offered. This coverage is designed to manage costs associated with pollution clean-up; however, it also covers liability claims for pollution related illnesses, injuries, or deaths. Coverage of this capacity is essential within the water service industry, especially when considering contamination risks.
Agents assist clients in navigating all coverage options available. As an independent insurance agency, we can cater to the individual needs of each client.
Policies are not written with a one-size fits all mentality. Instead we work with you to determine the requirements of your business. Once these needs are determined, we’ll write a policy backed by coverage from a selection of the most trusted national carriers.
Additional coverages we offer include but are not limited to:
- Blanket Property Limits
- No Coinsurance Penalty
- Water & Wastewater Testing Errors & Omissions
- Waterborne Asbestos
- Pollution Liability
- Sewage from Backups & Breaks
- Failure to Supply
- Dam & Levee Failure Liability
- Outside Directorship
- Fleet Automatic
Experienced, Knowledgeable Agents
Our agents not only stay updated with developments in the insurance industry, but also within the water utilities industry. Service doesn’t conclude once a policy is in place. Instead, we continue monitoring policies to ensure adequate coverage is in place and rates remain competitive.
At Holmes & Holmes Insurance Agency, Inc., we’re proud to provide water district insurance in Goleta, Santa Barbara, Carpinteria, Ventura, Lompoc, and Santa Maria, CA. We’re licensed to serve California, Arizona, Idaho, Oregon, Nevada, New Mexico, Texas, Minnesota, South Carolina, Pennsylvania, New York, and New Jersey.